/* ============================================================
   Hans de Finans — Globale Stijlen
   ============================================================ */

:root {
  --navy:        #1B3A6B;
  --navy-light:  #2A4F8F;
  --navy-dark:   #122848;
  --grey:        #8A8A8A;
  --grey-light:  #D6D6D6;
  --grey-bg:     #F5F6F8;
  --white:       #FFFFFF;
  --accent:      #E8610A;
  --accent-light:#FFF0E6;
  --accent-dark: #C04F08;
  --green:       #1A7F4B;
  --green-light: #E8F7EE;
  --text:        #1A1A2E;
  --text-soft:   #444;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

body {
  font-family: 'DM Sans', 'Inter', sans-serif;
  color: var(--text);
  background: var(--grey-bg);
  line-height: 1.6;
}

/* ---- Container ---- */
.container {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ---- Typography ---- */
h1, h2, h3 { font-family: 'Outfit', 'Inter', sans-serif; line-height: 1.2; }
h1 { font-size: clamp(2rem, 5vw, 3rem); font-weight: 800; }
h2 { font-size: clamp(1.5rem, 3.5vw, 2.1rem); font-weight: 700; }
h3 { font-size: 1.2rem; font-weight: 700; }
h4 { font-size: 1rem; font-weight: 600; font-family: 'DM Sans', sans-serif; }
p  { font-size: 1rem; line-height: 1.75; }
a  { color: inherit; text-decoration: none; }

/* ---- Buttons ---- */
.btn {
  display: inline-block;
  padding: 14px 28px;
  border-radius: 8px;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  border: 2px solid transparent;
  transition: background 0.2s, color 0.2s, border-color 0.2s;
  font-family: inherit;
  text-align: center;
}
.btn-primary   { background: var(--accent); color: var(--white); }
.btn-primary:hover { background: var(--accent-dark); }
.btn-navy      { background: var(--navy); color: var(--white); }
.btn-navy:hover { background: var(--navy-light); }
.btn-ghost     { background: rgba(255,255,255,0.15); color: var(--white); border-color: rgba(255,255,255,0.4); }
.btn-ghost:hover { background: rgba(255,255,255,0.28); }

/* ---- Navigation ---- */
.site-nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--accent);
  box-shadow: 0 2px 12px rgba(232,97,10,0.25);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 24px;
  max-width: 1100px;
  margin: 0 auto;
  gap: 16px;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 24px;
  list-style: none;
  flex-wrap: wrap;
}
.nav-links a {
  color: rgba(255,255,255,0.9);
  font-size: 0.9rem;
  font-weight: 500;
  transition: color 0.15s;
}
.nav-links a:hover { color: var(--white); }
.nav-hamburger {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  flex-direction: column;
  gap: 5px;
  padding: 4px;
}
.nav-hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
}

/* ---- Hero ---- */
.hero {
  background: linear-gradient(135deg, #E8610A, #C04F08);
  color: var(--white);
  padding: 80px 24px 96px;
}
.hero-inner {
  max-width: 680px;
}
.hero-badge {
  display: inline-block;
  background: rgba(255,255,255,0.2);
  color: rgba(255,255,255,0.95);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 20px;
  margin-bottom: 20px;
  border: 1px solid rgba(255,255,255,0.3);
}
.hero h1   { color: var(--white); margin-bottom: 16px; }
.hero p    { color: rgba(255,255,255,0.9); margin-bottom: 12px; font-size: 1.15rem; }
.hero-body { font-size: 1rem !important; color: rgba(255,255,255,0.82) !important; margin-bottom: 32px !important; }
.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 32px; }

/* ---- Section ---- */
.section { padding: 72px 24px; }
.section-white { background: var(--white); }
.section-grey  { background: var(--grey-bg); }
.section-navy  { background: var(--navy); color: var(--white); }
.section-dark  { background: var(--navy-dark); color: var(--white); }
.section-title { margin-bottom: 12px; color: var(--navy); }
.section-sub   { color: var(--text-soft); margin-bottom: 48px; font-size: 1.05rem; }

/* ---- Cards ---- */
.card-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
}
.card {
  background: var(--white);
  border-radius: 12px;
  padding: 32px;
  border: 1.5px solid var(--grey-light);
  box-shadow: 0 2px 10px rgba(0,0,0,0.05);
}
.card-accent {
  border-color: var(--accent);
  box-shadow: 0 4px 20px rgba(232,97,10,0.15);
  position: relative;
}
.card-accent::before {
  content: '⭐ Aanbevolen';
  position: absolute;
  top: -12px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--accent);
  color: var(--white);
  font-size: 0.7rem;
  font-weight: 700;
  letter-spacing: 1px;
  padding: 4px 14px;
  border-radius: 20px;
  white-space: nowrap;
}
.card h3 { color: var(--navy); margin-bottom: 6px; }
.card-price {
  font-family: 'Outfit', sans-serif;
  font-size: 2rem;
  font-weight: 800;
  color: var(--accent);
  margin-bottom: 4px;
}
.card-price span { font-size: 0.9rem; font-weight: 400; color: var(--grey); }
.card-features { list-style: none; display: flex; flex-direction: column; gap: 10px; margin: 16px 0; }
.card-features li { font-size: 0.95rem; color: var(--text-soft); display: flex; align-items: flex-start; gap: 10px; }
.card-features li::before { content: '✓'; color: var(--green); font-weight: 700; flex-shrink: 0; margin-top: 1px; }

/* ---- Asperion Banner (hansdefinans) ---- */
.asperion-banner {
  background: var(--navy);
  color: var(--white);
  border-radius: 12px;
  padding: 28px 32px;
  display: flex;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
}
.asperion-banner h3 { font-size: 1.2rem; margin-bottom: 6px; color: var(--white); }
.asperion-banner p  { font-size: 0.9rem; color: rgba(255,255,255,0.85); }
.asperion-banner .icon { font-size: 2rem; flex-shrink: 0; }

/* ---- Steps ---- */
.steps { display: flex; flex-direction: column; gap: 28px; }
.step { display: flex; gap: 20px; align-items: flex-start; }
.step-number {
  background: var(--accent);
  color: var(--white);
  width: 44px;
  height: 44px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Outfit', sans-serif;
  font-weight: 800;
  font-size: 1.1rem;
  flex-shrink: 0;
}
.step-content h4 { color: var(--navy); margin-bottom: 4px; font-size: 1.05rem; }
.step-content p  { font-size: 0.95rem; color: var(--text-soft); }

/* ---- Rekensommetje ---- */
.rekensommetje {
  background: var(--accent-light);
  border: 1.5px solid #F4C4A1;
  border-radius: 10px;
  padding: 20px 24px;
  margin-top: 24px;
}
.rekensommetje p { font-size: 0.95rem; color: var(--text-soft); }
.rekensommetje strong { color: var(--accent-dark); }

/* ---- Testimonials ---- */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.testimonial-card {
  background: var(--white);
  border: 1px solid var(--grey-light);
  border-radius: 12px;
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.testimonial-quote {
  font-size: 3rem;
  line-height: 1;
  color: var(--accent);
  font-family: 'Outfit', serif;
  font-weight: 800;
  margin-bottom: -8px;
}
.testimonial-body {
  font-size: 0.95rem;
  line-height: 1.7;
  color: var(--text-soft);
  font-style: italic;
  flex: 1;
}
.testimonial-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-top: 8px;
}
.testimonial-avatar-placeholder {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--accent-light);
  flex-shrink: 0;
}
.testimonial-name {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--navy);
}
.testimonial-role {
  font-size: 0.8rem;
  color: var(--grey);
}

/* ---- CTA Section ---- */
.cta-section {
  background: var(--navy);
  color: var(--white);
  padding: 72px 24px;
  text-align: center;
}
.cta-section h2 { color: var(--white); margin-bottom: 12px; }
.cta-section p  { color: rgba(255,255,255,0.8); margin-bottom: 32px; font-size: 1.05rem; }

/* ---- Contact form ---- */
.contact-form { display: flex; flex-direction: column; gap: 14px; }
.contact-form input,
.contact-form textarea {
  width: 100%; padding: 12px 16px;
  border: 1.5px solid var(--grey-light);
  border-radius: 8px;
  font-family: inherit; font-size: 1rem;
  color: var(--text); background: var(--white);
  transition: border-color 0.2s;
}
.contact-form input:focus,
.contact-form textarea:focus { outline: none; border-color: var(--accent); }
.contact-form textarea { resize: vertical; min-height: 120px; }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; max-width: 960px; margin: 0 auto; }
.contact-info { display: flex; flex-direction: column; gap: 16px; }
.contact-info-item { display: flex; gap: 12px; align-items: flex-start; }
.calendly-placeholder {
  border: 2px dashed var(--grey-light);
  padding: 40px;
  text-align: center;
  border-radius: 10px;
  color: var(--grey);
  font-size: 0.9rem;
}

/* ---- Foto placeholder ---- */
.foto-placeholder {
  background: var(--grey-light);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--grey);
  font-size: 0.85rem;
  font-style: italic;
}

/* ---- Footer ---- */
.site-footer {
  background: var(--navy-dark);
  color: rgba(255,255,255,0.7);
  padding: 40px 24px 28px;
}
.footer-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  flex-wrap: wrap;
  gap: 24px;
}
.footer-nav { display: flex; gap: 28px; flex-wrap: wrap; }
.footer-nav a { color: rgba(255,255,255,0.65); font-size: 0.9rem; transition: color 0.15s; }
.footer-nav a:hover { color: var(--white); }
.footer-legal {
  max-width: 1100px;
  margin: 24px auto 0;
  padding-top: 18px;
  border-top: 1px solid rgba(255,255,255,0.1);
}
.footer-legal p { font-size: 0.75rem; color: rgba(255,255,255,0.35); margin-bottom: 4px; }

/* ---- Over Hans grid ---- */
.over-hans-grid {
  display: grid;
  grid-template-columns: 300px 1fr;
  gap: 48px;
  align-items: start;
  max-width: 960px;
  margin: 0 auto;
}

/* ---- Hoe werkt het stap-blokken ---- */
.step-block {
  display: flex;
  gap: 24px;
  align-items: flex-start;
  flex-wrap: wrap;
}
.step-block-number {
  background: var(--accent);
  color: white;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Outfit', sans-serif;
  font-weight: 800;
  font-size: 1.4rem;
  flex-shrink: 0;
}
.step-block-content {
  flex: 1;
  min-width: 0;
}

/* ---- Responsive ---- */
@media (max-width: 768px) {
  .nav-links { display: none; flex-direction: column; width: 100%; background: var(--accent-dark); padding: 16px 24px; gap: 12px; }
  .nav-links.open { display: flex; }
  .nav-hamburger { display: flex; }
  .nav-cta { display: none; }
  .card-grid-2 { grid-template-columns: 1fr; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-inner { flex-direction: column; gap: 20px; }
  .hero { padding: 60px 24px 72px; }
  .asperion-banner { padding: 28px 24px; flex-direction: column; }
  .asperion-banner a[href] { flex-shrink: 1; }
  .asperion-banner img { max-width: 100%; height: auto; }
  .over-hans-grid { grid-template-columns: 1fr; gap: 32px; }
  .step-block { flex-wrap: wrap; }
}
@media (max-width: 480px) {
  .hero-ctas { flex-direction: column; }
  .section { padding: 48px 16px; }
  .container { padding: 0 16px; }
  .btn { max-width: 100%; }
  h1 { font-size: clamp(1.6rem, 6vw, 2.5rem); }
  .calendly-placeholder { padding: 24px 16px; }
  .nav-inner { padding: 12px 16px; }
}
